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Holidays Blues in January? No Way!

Thursday, January 5th, 2012

Experts say that many of us experience post-holiday blues in January. We have some great advise on how to help you avoid the winter doldrums and beat post-holiday depression!

1. Set your sights on the year ahead with New Year’s Resolutions:

Internationally Certified Life Coach, Amy Ahlers advises her clients to use January as a time for resolutions and goal setting. “It’s a way for you to look at what you want to create for the year ahead. And, when you’re in the mode of creation, it’s hard to find the space to be depressed!” To get started, she recommends beginning with the vision of where we want to be. By answering the following questions and writing them down:

What’s the story I want to be telling about this year? “I built by first brand new home!”

What is my #1 focus/goal for the year? “Building an energy efficient High Performance home by Campbell Homes!”

What MUST occur in order for this year to be considered a “success”? “I must take advantage of the best time in the last 50 years to purchase a new home!”

What MUST STOP in order for this year to be considered a “success”? “I must stop making excuses and putting off the decision to sell my existing home.”

Resolve that you will take advantage of today’s historically low interest rates, excellent selection of new homes, and incredible prices available from a new homebuilder in your area.

2. Avoid New Years’ Resolution Burn Out by taking baby steps:

One of the most frequent causes of post-holiday blues is repeated New Years’ Resolution failure. Often we make a resolution that’s just too big to accomplish in a few weeks. Ahlers recommends that clients set reasonable time frames for accomplishing goals and resolutions by tackling them in baby steps that will allow for success. As a Life Coach, Ahlers recommends taking baby steps for resolutions and goals that take many months to accomplish as long as steady progress is being made.

“I will meet this week with a Realtor to discuss putting my existing home up for sale.”

“I will meet next week with a lender to determine how much new home I qualify for.”

“I will visit the Campbell Homes model homes to select the ideal new home in Colorado Springs for my family!”

Baby step your way to a new home in Colorado Springs in 2012!

3. Have a “Big” Project:

The holidays are a huge project that sucks up your time, energy, and patience all at once. Perhaps what your blues are telling you is that you are, quite frankly, bored and need a new project. Ahlers recommends now as the right time to take on a new project that feels big and exciting.

So get rid of the post-holiday blues by setting your sights ahead to a new year and a big project – your brand-new home. But remember to take it one step at a time and “baby step” your way to accomplishing your New Year’s resolutions!

At Campbell Homes we know there’s nothing bigger and nothing more exciting than a brand new home! If your New Year’s resolution includes taking advantage of the best time in the last 50 years to purchase a brand new home, give us a call. You’ll be pleasantly surprised at just how easy accomplishing this goal really can be!

Since 1965 Campbell Homes has been building energy efficient stylish and comfortable new homes for sale in Colorado Springs in the safe and secure locations and master planned Colorado Springs Communities with excellent community amenities and the best schools in Colorado Springs.

Starting in the low $200s, NEW Campbell Homes are available for immediate move in for homebuyers looking to take advantage of incredible new home prices during our winter savings event! New Campbell Homes come standard with peace of mind and a guaranteed move-in date in seven Colorado Springs locations. Our model homes in Colorado Springs are open daily to 5 p.m. Or, for additional information visit our online sales office at www.CampbellHomes.com.

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Tags: colorado springs, holiday, home, new

News Year’s Resolutions – Builder Style!

Friday, December 30th, 2011

At Campbell Homes we’re no different than anyone else. You’ve got it right – now that we’re finished with the parties and the decorating and the wrapping – we’re busy with our News Year’s Resolutions!

So what do we have down on our list of must dos for 2012? We thought you’d never ask!

1. Build the best high performance new homes in Colorado Springs

At Campbell Homes our new Colorado Springs homes are not only beautiful on the outside, they’re really beautiful on the inside as well! Each new Campbell Home is built by the best craftsmen with the best practices and best brand name products in the industry. Our better performing, energy efficient homes save our families money, provide our families with a more comfortable living environment, and protect our precious environment with energy-efficient products and practices.

2. Build Stylish New Homes

New Campbell Homes in Colorado Springs are available in a variety of architectural styles including ranch, two story and main-level master style homes with your choice of Craftsman, American Heritage, Cottage, Tuscan, or Spanish Eclectic exterior elevations. To provide a way for our families to personalize their living spaces to their lifestyle, Campbell Homes proudly offers the services of our dedicated design center with trained design specialists who will walk our families through thousands of lifestyle options such as flooring, kitchen options, paint, exteriors, and more.

3. Build Campbell Homes in communities close to work, play, and the best schools in Colorado Springs

Priced from the low $200s, Campbell Homes builds in award winning Master Planned Communities including Cordera, Indigo Ranch and Meridian Ranch, in Feathergrass and Pronghorn Meadows, and in Falcon Hills and the Gables with half-acre home sites. With seven communities to choose from, our communities are located in communities that are thoughtfully designed where you can live, work, play, shop, and worship within close proximity to your home. Our families will have brand new homes in communities with amazing amenities including state-of-the-art recreation facilities, neighborhood parks, golf courses, hiking trails, and new schools that offer a stellar learning experience

4. Promise our families of a guaranteed move-in date!

Campbell Homes has been shaping the future of Colorado Springs since 1965 and as natives of this community, Campbell Homes promises to take your home as seriously as you do! That’s why we guarantee our families a closing date at the time of contract. This promise allows our families to have “peace of mind” that their new home will be ready when they are!

5. Offer our families the best (yes, I said The Best) customer service available on any new home in Colorado Springs

Over the past 46 years, Campbell Homes has provided thousands of families with new homes. “Over 80 percent of our families are either referral or repeat business,” Says Randy Deming, Campbell Homes CEO. “You only achieve this by being a good community citizen, building a high performing product in the best neighborhoods with the best customer service.” Every Campbell Home, regardless of price or location, comes standard with a 1-year warranty on workmanship and materials, 3 years on the systems, and 5 years on the structure.

Do our resolutions sound overwhelming? Not to us! At Campbell Homes we know there are other builders out there vying for your heart (and pocketbook). That’s why we promise that we’ll be designing the best plans, investing in the best building materials, and hiring the best team of craftsmen to insure you of the best new home in Colorado Springs. No exceptions! No shortcuts!

Starting in the low $200s, NEW Campbell Homes are available for immediate move in for homebuyers looking to take advantage of spectacular year end savings! Our model homes in Colorado Springs are open daily to 5 p.m. Or, for additional information visit our online sales office at www.CampbellHomes.com.

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Tags: colorado springs, home, new, new homes

A HEARTFELT THANKS TO OUR FRIENDS AND FAMILY

Thursday, December 22nd, 2011

It goes without saying that 2011 has been an interesting year! We at Campbell Homes wish to take this opportunity to express a heartfelt thank you to our all our friends and families who have helped us though out 2011.

To our growing family of Campbell Homes’ Homeowners, thank you for allowing us the opportunity to build your new Colorado Springs Home. We understand the trust that you put in us by allowing us to build a new home for you and your family.

To our Realtors who so faithfully refer their treasured families who are looking for a new home in Colorado Springs, thank you! Thanks to you, we are happy to report that nearly 80% of our business is the result of Realtors who have grown to trust Campbell Homes for delivering the best product and the best customer service in the industry.

To our dedicated team of subcontractors and trade partners who work in the wind, cold, and even snow (this week) to create our beautiful homes, we appreciate your efforts on behalf of Campbell Homes. Thanks to you, we have been able to build thousands of homes (since 1965) and deliver them to our families on time – every time!

To our staff at Campbell Homes, thank you! Thank you for the countless hours you have put in this year to ensure that our growing family of Campbell Homes homeowners have stylish and comfortable high performance homes that will provide their families with a sound financial investment and years of comfort and enjoyment.

Has it been a tough year in the housing market – you bet! Is it a buyers market for a new home in Colorado Springs – you bet! Is there anything better than spending the holidays with loved ones in the safety and security of a warm and comfortable new home – not in our opinion!

So on behalf of the hundreds of people who build new Campbell Homes in Colorado Springs – Happy Holidays!

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Tags: campbell homes, colorado springs, home, new

THERE’S STILL TIME TO TAKE ADVANTAGE OF THE TAX SAVINGS ON A NEW HOME PURCHASED IN 2011

Thursday, December 15th, 2011

It goes without saying that purchasing a new home is the largest single investment most people will ever make. And, experts agree that it can be the best investment you can make in your financial portfolio. The reason – tax advantages instituted by the federal government to encourage home ownership! These benefits, according LendingTree.com can help reduce the cost of buying and owning a new home and also leave you with a profit when it’s time to sell!
Mortgage Interest: One of the biggest incentives to owning a home is the interest paid on the mortgage is tax-deductible. This deduction also includes a second home, as long as the owner resides in the home 14 days per year or 10 percent as much time as it’s rented.

According to LendingTree up to $100,000 of other debt that uses your home as security (i.e. a home equity loan). However, the amount you can deduct may be limited if the money you borrow raises your debt above the home’s actual market value.

Additional federal tax deductions include any amount you pay for points to reduce the interest rate of your mortgage or other loan linked to your home. In most cases, the points on a mortgage to buy or build your principal home can be deducted fully in the first year. However, if you refinance, take a home equity loan, or a loan secured by a second home, the points must be deducted over the life of the new loan. The exception is if you use part of a refinanced mortgage to improve your house; that portion of the points can be deducted in the same year.

Tax-free profits: Another major advantage of home ownership is that (at this time) any profit made on the sale of your primary residence is not subject to federal income tax. Currently the tax law allows homeowners to exclude up to $250,000 in profit from the sale of their principal home ($500,000 for a couple who file jointly) from federal income tax. Important reminders: The home must be the principal residence, and the homeowner (and spouse, where applicable) must have lived there for at least two of the previous five years. This tax exemption can only be claimed once every two years.

Property taxes

Property taxes paid are an income tax deduction. This applies to both the principal home and any others you may own. Note any money held in escrow to pay future taxes is not deductible.

Moving expenses

LendingTree also advises moving costs may be deducted from federal income tax when the homeowner purchases a home at least 50 miles closer to their employer than their old home. To qualify, the homeowner must continue to work full-time in the general area of your job for 39 weeks during the following calendar year. If you’re self-employed and work in your home, any move of 50 miles or more will make your moving expenses deductible. However, you must also work full-time near the new location for 78 weeks during the next 24 months.Disclaimer: It’s important to remember that tax rules vary based on income and other factors. Campbell Homes recommends that you consult an accountant or financial advisor about your personal situation prior to purchasing a new home.

If you are still renting and interested in the tax advantages and saving created by owning a new home, give us a call to see how we can start building your financial portfolio with a brand new Colorado Springs home. With today’s low interest rates, you’ll be pleasantly surprised at how much home you can actually afford!

Starting in the low $200s, NEW Campbell Homes are available for immediate move in for homebuyers looking to take advantage of spectacular year end savings! New Campbell Homes come standard with peace of mind and a guaranteed move-in date in seven Colorado Springs locations. Our model homes in Colorado Springs are open daily to 5 p.m. Or, for additional information visit our online sales office at www.CampbellHomes.com.

Posted in Home Buying | No Responses »
Tags: campbell homes, colorado springs, home, new

Colorado Springs Housing Update

Thursday, November 17th, 2011

The Wall Street Journal advised readers “it’s time to buy a house”.

Builder Magazine ranks Colorado Springs No. 7 on their Top 20 list of healthiest markets for 2012.

The Gazette reports local home sales jumped over 20% in October 2011 over the same month last year. This increase in home sales was the fourth consecutive month of year-over-year increases in home sales.

Single-family home sales totaled 7,164 through October 2011 in the Pikes Peak region, representing a 2.3% increase over the same period last year.

According to the Pikes Peak Association of Realtors, the inventory of available homes fell by nearly 23% through October 2011 to 3,959. This is the lowest point in nearly two years and represents the fewest number of listings in any month since December of 2009.

According to the US Census Bureau, the homeownership rate posted a highly unexpected rise in the third quarter of 2011.

Colorado Springs homebuilders saw a large jump last month in the pace of new home construction. Single-family building permits in the Springs and El Paso County saw a 36.3% increase over the same month a year ago, according the Pikes Peak Regional Building department.

30 year fixed mortgage rates are still hovering at or below 4% with minimum down payments as low as 3.5% depending of the type of loan.

The U.S. Bureau of Labor Statistics reported the local unemployment rate in September fell to 9.3% (the lowest level in nearly two years) as nearly 1,800 El Paso County residents returned to the job market

What does this mean to consumers as unemployment declines, mortgage rates and home prices rise, and the inventory of available new homes in Colorado Springs continues to shrink? It means you need to act now to totally realize the full benefits of the best time in the last 50 years to purchase a new home in Colorado Springs while new home builders are still offering incentives, there’s plentiful new home inventory, and interest rates are at historic lows! It means you need to act now so you too will look back in two years and see that you made one of the best investments of your lifetime.

If you’re ready to jump in the water and take advantage of the best time in the last fifty years to purchase a new home in Colorado Springs, consider Campbell Homes. Since 1965 Campbell Homes has been building energy efficient stylish and comfortable new homes for sale in Colorado Springs in the safe and secure locations and master planned Colorado Springs Communities with excellent community amenities and the best schools in Colorado Springs. Heck, we’ll even throw in a free finished basement (but, only until the end of the year)!

Starting in the low $200s, NEW Campbell Homes are available for immediate move in for homebuyers looking to take advantage of spectacular fall savings prices and 2011 tax advantages! New Campbell Homes come standard with peace of mind and a guaranteed move-in date in seven Colorado Springs locations. Our model homes in Colorado Springs are open daily to 5 p.m. Or, for additional information visit our online sales office at www.CampbellHomes.com.

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Tags: colorado springs, home, new, new homes

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